Pre-Study: What to Study
6 Subtopics · 75 ConceptsPayment System Regulation
Payment and Settlement Systems Act, 2007
Importance 4/5 What to StudyRBI as Payments Regulator and Authorisation Under Section 4
Importance 3/5 What to StudyPayments Regulatory Board
Importance 3/5 What to StudyClearing, Settlement and Settlement Finality
Importance 3/5 What to StudyGross Versus Net Settlement, Intraday Liquidity and Gridlock
Importance 3/5 What to StudySystemically Important Payment Systems and the PFMI
Importance 2/5 What to StudyMessaging Versus Settlement Systems: SWIFT and SFMS
Importance 3/5 What to StudyPayments Vision 2028
Importance 2/5 What to StudyRBI Operated Systems
Real Time Gross Settlement (RTGS)
Importance 3/5 What to StudyNational Electronic Funds Transfer (NEFT)
Importance 3/5 What to StudyComparing RTGS, NEFT and IMPS
Importance 4/5 What to StudyLightweight Payment and Settlement System
Importance 2/5 What to StudyNPCI Operated Systems
NPCI: Legal Status, Promoters and Role
Importance 4/5 What to StudyImmediate Payment Service (IMPS)
Importance 3/5 What to StudyNational Automated Clearing House (NACH)
Importance 2/5 What to StudyAadhaar Enabled Payment System and Micro-ATMs
Importance 3/5 What to StudyBharat Bill Payment System
Importance 2/5 What to StudyNational Electronic Toll Collection and FASTag
Importance 2/5 What to StudyRuPay and International Card Networks
Importance 3/5 What to StudyNational Financial Switch and Cheque Truncation System
Importance 3/5 What to StudyATMs, Cards and Other Payment Instruments
Bank, Brown Label and White Label ATMs
Importance 3/5 What to StudyDebit, Credit and Prepaid Cards and Their Channels
Importance 2/5 What to StudyMerchant Discount Rate and the Zero-MDR Policy
Importance 4/5 What to StudyCard Tokenisation and Interoperable QR Codes
Importance 2/5 What to StudyAuthentication of Digital Payment Transactions
Importance 2/5 What to StudyPrepaid Payment Instruments
Importance 3/5 What to StudyPayment Aggregators Versus Payment Gateways
Importance 3/5 What to Study
Basics and Working of UPI
UPI: Meaning, Architecture and Who Runs It
Importance 5/5 What to StudyHow a UPI Transaction Works: PSP Banks, Third-Party Apps, Push and Pull
Importance 2/5 What to StudyBHIM App
Importance 2/5 What to StudyUPI Products and Features
UPI AutoPay and Transaction Limits
Importance 2/5 What to StudyUPI Lite and UPI Lite X
Importance 3/5 What to StudyUPI 123PAY
Importance 3/5 What to StudyCredit on UPI and UPI ATMs
Importance 3/5 What to StudyMarket Structure and Consumer Protection
Interoperability and Market Concentration in UPI
Importance 3/5 What to StudyUPI Frauds and Dispute Resolution
Importance 2/5 What to StudyCross-Border Reach and Economic Impact
Cross-Border UPI and NPCI International
Importance 4/5 What to StudyEconomic Impact of UPI and Digital Payments
Importance 3/5 What to Study
Meaning of Digital Public Infrastructure
Importance 3/5 What to StudyIndia Stack and Its Layers
Importance 3/5 What to StudyAadhaar: Identity and Authentication
Importance 3/5 What to Studye-KYC, Video KYC, e-Sign and DigiLocker
Importance 2/5 What to StudyOpen Network for Digital Commerce (ONDC)
Importance 3/5 What to StudyOther DPI Platforms (ABDM, UMANG, API Setu)
Importance 1/5 What to StudyDPI Diplomacy: G20, Global DPI Repository and India Stack Global
Importance 3/5 What to StudyDPI Governance, Data Protection and Data Localisation
Importance 3/5 What to Study
Nature and Regulation of Account Aggregators
Importance 3/5 What to StudyFinancial Information Providers, Users and the Flow of Data
Importance 3/5 What to StudyConsent Artefact and DEPA
Importance 3/5 What to StudyCash-Flow-Based Lending Through Account Aggregators
Importance 2/5 What to StudyAdoption, Risks and Interoperability of Account Aggregators
Importance 2/5 What to Study
Digital Lending: Scope and Regulatory Framework
Importance 3/5 What to StudyRegulated Entities, Lending Service Providers and Digital Lending Apps
Importance 3/5 What to StudyRules on Disbursal and Repayment of Digital Loans
Importance 3/5 What to StudyKey Fact Statement, Annual Percentage Rate and Cooling-Off Period
Importance 3/5 What to StudyDefault Loss Guarantee
Importance 3/5 What to StudyData Safeguards, Recovery Conduct and Credit Reporting
Importance 2/5 What to StudyNeo-Banks, Banking-as-a-Service and Embedded Finance
Importance 2/5 What to StudyUnified Lending Interface
Importance 3/5 What to StudyRisks of Unsecured Digital Credit
Importance 2/5 What to Study
Cryptocurrency
Meaning of Cryptocurrency: Asset or Currency?
Importance 4/5 What to StudyBlockchain, Mining and Consensus Mechanisms
Importance 3/5 What to StudyBitcoin
Importance 3/5 What to StudyLegal Status of Cryptocurrency in India
Importance 4/5 What to StudyTaxation of Virtual Digital Assets
Importance 4/5 What to StudyNon-Fungible Tokens and Fungibility
Importance 4/5 What to StudyStablecoins and Decentralised Finance
Importance 2/5 What to StudyMoney Laundering, Capital Flight and Monetary Sovereignty Concerns
Importance 3/5 What to StudyCentral Bank Digital Currency
Meaning of CBDC and Legal Status of the e-Rupee
Importance 4/5 What to StudyWhy Central Banks Issue CBDCs
Importance 3/5 What to StudyRetail and Wholesale e-Rupee Pilots
Importance 4/5 What to StudyDesign and Working of the e-Rupee
Importance 3/5 What to StudyAdvantages and Risks of CBDC
Importance 3/5 What to StudyHow the e-Rupee Differs From Cash, Bank Deposits, UPI and Crypto
Importance 4/5 What to Studye-RUPI Vouchers
Importance 4/5 What to Study